From a filed claimto a signed verdictin minutes, not days
AI agents take in each claim, auto-classify its domain, recruit the matching specialist from a partner org, and deliver a clear approve-or-deny verdict for a human reviewer to sign, all coordinated on Band.
Technical brief: architecture & wiringInsurerInsurance Provider
SpecialistSpecialist Group
REQ Insurance Provider opens a channel across the org boundary.
- < 3 min
- intake to recommendation
- 4 orgs
- one shared Band network
- 3 frameworks
- no shared codebase
01The coordination gap
Insurers don’t employ the specialists they depend on.
Every claim needs outside expertise. Property assessors, medical reviewers, and legal reviewers work at partner firms, not on payroll. Today that means email chains, phone tag, and days of waiting with no shared record of who said what. ClaimArbiter is built for this gap: intake auto-classifies the claim, agents at the insurer recruit the matching specialist across an org boundary, work together in one Band room, and return a verdict a human can sign in minutes.
3 to 5 days
Typical manual investigation cycle
Under 3 minutes
ClaimArbiter intake to signed verdict
02The flow
One claim, seven moves, the right specialist recruited.
Seven steps from intake to human sign-off. The hero band zooms into 04→05.
- 01Insurance Provider
Intake & coverage
The claim arrives as documents and photos. Agents extract structured facts and confirm the policy is in force before anything else runs.
- 02Insurance Provider
Classify the domain
Intake reads the narrative and auto-classifies the claim — property, medical, or legal. There is no category form; the words decide.
- 03Insurance Provider
Route to the specialist
The Case Coordinator always recruits the matching domain specialist. No score gate — the right expert is brought in for every classified claim.
- 04Boundary
Discover & recruit
The coordinator looks up the vetted specialist in Band, requests consent, and brings the matched reviewer into the live claim room.
- 05Specialist Group
Specialist adjudicates
The recruited specialist reviews the evidence on their own stack, decides approve or deny against their policy, and writes the rationale.
- 06Insurance Provider
Relay the recommendation
The Case Coordinator relays the specialist's approve-or-deny call and written explanation back to the home org, verbatim.
- 07Insurance Provider
Human sign-off
A Human Reviewer reads the recommendation and audit trail, then signs the final decision back into Band.
03Architecture
Genuinely cross-framework, genuinely cross-org.
Four orgs, three frameworks, two model providers, one Band room. Each org runs its own stack; coordination, consent, and audit live only in Band.
04Why Band
Band is the only thing all four orgs share.
Five capabilities this demo would have to fake without Band underneath.
- 01
Framework-agnostic
Pydantic AI, LangGraph, and CrewAI share one room via Band adapters.
Pydantic AILangGraphCrewAI - 02
Provider- and API-agnostic
Frontier models at the insurer; open-weight models at recruited specialists.
AI/ML API · gpt-4oFeatherless · Llama-3.1-8B - 03
Discovery-driven cross-org recruiting
Case Coordinator classifies the claim, looks up the matching peer, recruits across a consent boundary.
lookup_peersBilateral consent - 04
One shared system of record
Memory, task state, and audit trail live in Band, not inside any one agent.
MemoryTask stateAudit trail - 05
Humans are first-class participants
Human Reviewer signs the verdict back into the same room and audit trail.
Human-in-the-loop
05The payoff
A signed verdict, with the full trail behind it.
Agents coordinate across org boundaries; a Human Reviewer signs the decision back to Band, auditable from intake.
Final decision
Approved
Signed by the Human Reviewer · posted to the Band audit trail
Reviewer noteCoverage confirmed and the property assessor’s rationale holds. Straightforward approve.
Audit trail excerpt
- 00:12Intake & CoverageStructured claim extracted · classified property · policy in force
- 00:48Property GroupSpecialist verdict: APPROVE · rationale relayed to coordinator
- 01:22Human ReviewerDecision: APPROVE signed and posted back to the Band room
Your turn
Pick a claim
Property, medical, or legal: intake auto-classifies the narrative and routes to the right specialist.
Watch it adjudicate
Live agents weigh the evidence, recruit the matching specialist across the boundary, and relay an approve-or-deny verdict.
Sign the verdict
Approve or deny with your note. The decision posts to the same Band room the agents used.
Live Band state from intake to recommendation.You approve or deny. It posts to the audit trail.